For Nigeria · Built with receipts

Where did your money actually go?

Your bank texts you every naira. KudiTrail turns those alerts into a living river — showing exactly where every naira flows.

We never ask for your bank login, PIN, or BVN. Ever.

KUDITRAIL · NOVEMBER 2026Where my moneyactually went.₦150k transferred. Money in, money immediately out. Your account is…MONEY IN · ₦550k₦7k in chargesTransfers Out₦150k · 30%▲ TOP SPLURGEFood & Drinks₦117k · 23% · ×4Sent · Adaeze Nwosu₦85k · 17% · ×2Sent · Kunle Badmus₦40k · 8%Subscriptions₦38k · 8% · ×2Transport₦33k · 7% · ×3Data & Airtime₦30k · 6% · ×2NET THIS PERIOD₦50,170.00from this statement onlyFollow your own moneykuditrail.vercel.app
Demo data
Reads alerts fromGTBankAccessZenithUBAFirst BankKudaOPayMoniepointPalmPayWema

What KudiTrail does

Built for how Nigerians actually spend

The Trail

A living map of your money — income on the left, every destination on the right. Width = weight. Tap any stream to drill in.

Paste your alerts

GTBank, Access, Zenith, Kuda, OPay, Moniepoint — paste one or fifty alerts at once. We parse them in seconds.

Leak Detector

"Your bank quietly took ₦8,400 from you this month." Stamp duty, SMS charges, POS fees, reversal ghosts — all found.

People Trail

Nigerians send money to people, not just merchants. See who your money really goes to: Family, Partners, Vendors, Ajo.

Salary Day Countdown

"At this pace you run out on the 21st." Know your burn rate before the dreaded last week.

Trail Recap

Monthly story cards — your spending personality, biggest surprise, money wins. Share as a card. Amounts hidden by default.

Simple as that

From alerts to insight in 60 seconds

01

Paste your alerts

Copy bank SMS or email alerts and drop them in — one or a hundred at once. No login, no connection.

02

Review the trail

Your transactions appear instantly, already categorised. Fix anything you disagree with in two taps.

03

Follow the money

See your Trail, spot your leaks, name who got your money, share your story card.

Your bank credentials never touch KudiTrail

You paste text or upload a statement. No bank login. No PIN. No BVN. No open banking. Uploaded files are deleted automatically after parsing. You can delete all your data in one tap, any time.

Ready to follow your money?

Start with the demo — no account needed.

Show me the trail